The Best Dwolla Alternatives

Unfortunately, Dwolla is discontinuing its product as of October 2018. But worry not! While businesses like using Dwolla for straightforward, secure automated clearing house (ACH) payments, that doesn’t mean it is the only option available.

Here are a couple other choices that integrate with Jotform and might work better for you:


eCheck.Net is Authorize.Net’s electronic check payment service, and it’s incredibly popular. It’s loaded with helpful features, including automated recurring billing, advanced fraud detection, invoicing, and no setup fee.

It costs $25 a month to run the service but only takes a .75% fee per transaction. If you’re accepting higher value transactions, this is a really affordable and reliable option.


No one would blame you if you didn’t know that Stripe also helps businesses accept ACH payments in addition to credit cards, but they do!

Jotform and Stripe connect using Plaid, which allows you to instantly receive a verified bank account — great for immediate charging. To do this, you’ll need a Plaid account.

Stripe charges a little differently than eCheck.Net. There’s no monthly fee, but the transaction fee is a touch higher at .8%.

With both of these options, you can quickly and painlessly integrate with Jotform. If your company accepts high-value transactions, it probably makes more sense for you to use ACH than credit cards. Popular Jotform use cases include commercial landlords, utility companies, and nonprofits collecting higher value gifts.

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